S. 627 Is A Sham Without Usury Protection

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They Won't Stop 30% Interest Rates, But At Least We'll Have Loaded Guns In Our National Parks

The headline today read "Reform may mean good card users pay more", even as the Senate passed their totally phony credit card bill, S. 627 [text of bill]. The one thing that actually mattered, an amendment to limit interest rates to a very generous 15 percent was killed. With the government bailing out some of these same companies, and giving them money for zero interest, how greedy can they possibly get? Oh, but they had no problem tagging on a totally unrelated Wild Bill Hickok in our national parks provision.

How stupid do they think we are? What we are left with is a cosmetic makeover which will continue to bless outrageous interest rates with no real protection for the American people at all, another charade of reform which actually changes nothing of substance. In fact, the bill expressly gives credit card companies an additional 9 months to rip us off without any new restrictions whatsoever. Congress needs to know they are not fooling us one little bit on this one.

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